Kashjoy 4.0.10

Kashjoy 4.0.10

KB J Capital – Freeware – Android
Latest Version
4.0.10
Safe to install

Kashjoy Mobile Application makes life more convenient. With the Kashjoy app, customers can access services to check their remaining balance, outstanding balance, news, and promotions for those interested in applying for Kashjoy credit. By registering to use the application for the first time with just one-time registration, customers can access the app with a 6-digit PIN for subsequent use immediately. This app is developed by KB J Capital Co., Ltd.

Features:

  • Apply for credit online, fill out information, upload application documents, wait for contact from the company
  • Check outstanding balance, amount due, and payment due date
  • Check credit limit/remaining balance
  • Check payment history for the past 6 months
  • Make payments through QR Code
  • Kashjoy news/promotions

Loan Limit: Up to 5 times of income but not exceeding 1,000,000 THB

Credit Conditions:

  • Revolving Loan:
    1. Maximum annual interest rate not exceeding 25% (equiv. to 2.08% per month)
    2. Minimum repayment period: 3 months - Maximum: 60 months
    3. Minimum monthly payment: 2.5% of the outstanding principal amount or as specified by the company
    4. Stamp duty: 0.05% of approved credit limit but not exceeding 10,000 THB
    5. Credit bureau check fee not exceeding 12 THB (charged as per actual cost)
    6. Late payment tracking fee not exceeding 100 THB per billing cycle
  • Personal Loan:
    1. Maximum annual interest rate not exceeding 25% (equiv. to 2.08% per month)
    2. Minimum repayment period: 3 months - Maximum: 60 months
    3. Monthly installment payments
    4. Stamp duty: 0.05% of approved credit limit but not exceeding 10,000 THB
    5. Credit bureau check fee not exceeding 12 THB (charged as per actual cost)
    6. Late payment tracking fee not exceeding 100 THB per billing cycle
    7. No early repayment fees

*Based on personal loan calculation example provided*

*Standard personal loan under the supervision of the Bank of Thailand*

To enhance efficiency when using the Kashjoy app, you can recommend services or report usage problems at Call Center 1258 or Line ID: @kashjoyofficial.

For more information:

  • Website: http://www.kbjcapital.co.th
  • Address: KB J Capital Co., Ltd., 89 AIAT Capital Center, 3rd Floor, Ratchadapisek Road, Din Daeng Sub-district, Din Daeng District, Bangkok 10400

KB J Capital Co., Ltd. (Formerly J Fintech Co., Ltd.)

Overview

Kashjoy is a Freeware software in the category Business developed by KB J Capital.

The latest version of Kashjoy is 4.0.10, released on 01/14/2025. It was initially added to our database on 06/14/2024.

Kashjoy runs on the following operating systems: Android.

Kashjoy has not been rated by our users yet.

Pros

  • User-friendly interface for easy navigation and use
  • Fast and reliable money transfer service
  • Secure platform with encryption to protect sensitive information
  • Diverse range of services beyond just money transfer, such as bill payments and mobile top-ups
  • Various options for receiving money, including bank transfers, cash pick-up, and e-wallet transfers

Cons

  • Limited availability in certain regions or countries
  • Potential fees for certain transactions or services
  • Possible exchange rate fluctuations that could impact the final amount received
  • Customer support may not always be prompt or readily accessible

FAQ

What is Kashjoy?

Kashjoy is a financial management app designed to help users track their expenses, create budgets, and manage their personal finances effectively.

How do I install the Kashjoy app?

You can install the Kashjoy app by visiting the App Store or Google Play Store and searching for 'Kashjoy', then download and install it onto your device.

Is Kashjoy free to use?

Kashjoy offers a free version with basic features, while advanced features require a premium subscription.

What features does Kashjoy offer?

Kashjoy includes expense tracking, budget creation, financial goal setting, report generation, and reminders for bill payments.

Can I sync Kashjoy with my bank accounts?

Yes, Kashjoy allows you to link your bank accounts securely for automatic transaction updates and better expense tracking.

Is my financial data safe with Kashjoy?

Yes, Kashjoy employs high-level encryption and security protocols to ensure that your financial data is protected.

Does Kashjoy support multiple currencies?

Yes, Kashjoy supports multiple currencies, allowing users to manage finances in different currencies effortlessly.

Can I access Kashjoy from multiple devices?

Yes, you can access Kashjoy from multiple devices as long as you log in with the same account credentials.

What should I do if I encounter issues using Kashjoy?

If you encounter any issues, you can contact the customer support team via the app or visit the support section on the official website for assistance.

How often does Kashjoy update its features?

Kashjoy regularly updates its features and security protocols based on user feedback and financial trends.

Screenshots (Click to view larger)

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