Kashjoy

Kashjoy Mobile Application makes life more convenient. With the Kashjoy app, customers can access services to check their remaining balance, outstanding balance, news, and promotions for those interested in applying for Kashjoy credit. By registering to use the application for the first time with just one-time registration, customers can access the app with a 6-digit PIN for subsequent use immediately. This app is developed by KB J Capital Co., Ltd.

Features:

• Apply for credit online, fill out information, upload application documents, wait for contact from the company
• Check outstanding balance, amount due, and payment due date
• Check credit limit/remaining balance
• Check payment history for the past 6 months
• Make payments through QR Code
• Kashjoy news/promotions

Loan Limit: Up to 5 times of income but not exceeding 1,000,000 THB

Credit Conditions:

• Revolving Loan:
  1. Maximum annual interest rate not exceeding 25% (equiv. to 2.08% per month)
  2. Minimum repayment period: 3 months - Maximum: 60 months
  3. Minimum monthly payment: 2.5% of the outstanding principal amount or as specified by the company
  4. Stamp duty: 0.05% of approved credit limit but not exceeding 10,000 THB
  5. Credit bureau check fee not exceeding 12 THB (charged as per actual cost)
  6. Late payment tracking fee not exceeding 100 THB per billing cycle
• Personal Loan:
  1. Maximum annual interest rate not exceeding 25% (equiv. to 2.08% per month)
  2. Minimum repayment period: 3 months - Maximum: 60 months
  3. Monthly installment payments
  4. Stamp duty: 0.05% of approved credit limit but not exceeding 10,000 THB
  5. Credit bureau check fee not exceeding 12 THB (charged as per actual cost)
  6. Late payment tracking fee not exceeding 100 THB per billing cycle
  7. No early repayment fees

*Based on personal loan calculation example provided*

*Standard personal loan under the supervision of the Bank of Thailand*

To enhance efficiency when using the Kashjoy app, you can recommend services or report usage problems at Call Center 1258 or Line ID: @kashjoyofficial.

For more information:

• Website: http://www.kbjcapital.co.th
• Address: KB J Capital Co., Ltd., 89 AIAT Capital Center, 3rd Floor, Ratchadapisek Road, Din Daeng Sub-district, Din Daeng District, Bangkok 10400

KB J Capital Co., Ltd. (Formerly J Fintech Co., Ltd.)